Do I Qualify to Buy a Home on Kauaʻi? Here's How to Find Out With Confidence

Ryan's 30 Second Answer Short answer: More people qualify to buy on Kauaʻi than assume they do. Between conventional loans, FHA loans requiring as little as 3.5% down, and several Hawaii and Kauaʻi-specific assistance programs, there's genuinely more than one path in, even if your credit or savings

Fewer Homes Sold on Kauaʻi This Year, But Sellers Walked Away With More

Here's where the Kauaʻi market actually stood through July 2026, pulled straight from Title Guaranty Hawaii's closed escrow data, and the story underneath the numbers is more interesting than it looks at first glance. 💡 The Big Story This Month Single family home sales dropped 10.3% year to date, f

Cesspool vs. Septic on Kauaʻi

Ryan's 30 Second Answer Short answer: A cesspool is essentially a hole in the ground that releases raw sewage directly into it, untreated. A septic system treats wastewater before releasing it. Hawaii banned new cesspool construction in 2016 and requires every existing cesspool statewide to be conve

Seller Disclosure Requirements in Hawaii: What You're Legally Required to Tell Buyers

Ryan's 30 Second Answer Short answer: Hawaii law requires sellers to give buyers a written disclosure statement covering every material fact about the property's condition, and the timing is strict, delivered within 10 calendar days of contract acceptance, with the buyer then getting 15 calendar day